What is the option to pay in installments on Shop Pay?

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Last Update vor 3 Monaten

When checking out with Shop Pay, you now have the option to pay now or later*. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments for orders over $50*.


Depending on your order total (excluding taxes and shipping), you have the choice of two ways to pay in installments:


1) For orders between US $50 and US $999.99, you are able split your purchase amount into four bi-weekly, interest-free installment payments*. There are no additional charges, interest rates, or late fees for this option, and your credit score isn't affected.


2) For orders over US $150, you are able to split your purchase amount into monthly installment payments* that are subject to interest fees. There aren't any late fees for monthly installment payments and your credit score isn't affected when you apply, but it can be impacted if you don't make your payments on time.


Your first installment payment is due at checkout, and after that you'll be charged either bi-weekly or monthly depending on the installment method you chose.

*The estimated payment amount excludes taxes and shipping. Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.

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